Finance Solutions

Loan Against
Property

Unlock liquidity from your residential or commercial property. Structured LAP solutions from ₹20 Lakh to ₹50 Crore with best-in-industry LTV ratios.

Loan Against Property — BDSP ENTERPRISES
₹20 Lakh – ₹50 Crore
Funding Quantum
LTV: Best-in-Industry
Appraisal Parameters
Flexible Tenure Options
Repayment Terms
Product Overview

Capital Liquidity Secured by Property Equity

A Loan Against Property (LAP) allows property owners to leverage the appraised market value of their real estate asset without relinquishing ownership. Whether funding business expansion, acquiring commercial assets, or restructuring debt, LAP provides high-ticket capital under structured borrowing terms.

Capital Applications

Strategic Use Cases for LAP Capital

Business Expansion

Working capital, inventory build-up, or equipment purchase for growing commercial enterprises.

Property Acquisition

Acquiring additional commercial, industrial, or residential real estate assets.

Debt Consolidation

Refinancing short-term liabilities into a single structured, long-term property mortgage.

Personal Capital

Unlocking property equity for major personal commitments and family financial goals.

Evaluation Process

The 5 Assessment Stages

01

Document Review

Initial review of available property ownership documents, title records, and applicant credentials at Airoli.

02

Property & Title Review

Review of registered sale deeds, share certificates, and municipal permissions subject to lender requirements.

03

Valuation & LTV Assessment

Property value and applicable LTV funding parameters are assessed based on physical and legal parameters.

04

Lender Placement

Submitting the structured loan application file to matching institutional credit partners.

05

Sanction & Disbursement

Final loan sanction, execution of mortgage agreements, and funds disbursement upon lender approval.

Frequently Asked Questions

Key Questions About Loan Against Property

What types of properties can be mortgaged for LAP?

We evaluate freehold residential apartments, commercial offices, retail shops, industrial galas, and regional titles like Gaonthan and pre-2008 Gunthewari properties.

What is the loan sanction range?

Loan sanctions range from ₹20 Lakh up to ₹3 Crore based on property valuation, title documentation, and credit profile.

Can I retain occupancy of the property?

Yes. You retain full legal occupancy, usage, and operational possession of the property throughout the loan tenure.

Confidential Consultation

Request a Loan Against Property Evaluation

Connect with our property finance specialists in Airoli to assess your property's market value and loan eligibility.

Comprehensive property valuation analysis
High LTV structuring with clear terms
Direct guidance for standard and non-standard titles
Direct Advisor Helpline
+91 98922 55823

Apply for LAP Consultation

Share your property equity details for a personalized LAP evaluation.